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 Why an Annuity?

Annuities are unique, powerful investments that provide a meaningful alternative to both Fixed CD's and traditional market investments.  Here are a few benefits:

Tax Deferred Growth

Annuity values grow tax deferred.  This means money thay you would ordinarily pay in taxes each year continues to earn interest. 

Multi-Year Guarantees

With an annuity, the competitive interest rates can be guaranteed for long periods of time. This provides you with higher consistency than a CD, which must be renewed at a new rate each year. 

Direct Beneficiary

Annuities pay directly to your beneficiaries at your passing.  This is superior to other types of Investments which must pass through a will, trust, or probate court.  

Guaranteed Income

One of the most under-utilized features of an annuity is the ability to create a guaranteed income from it.  Through Annuitization, the insurance company will guarantee you a monthly income for either a period of years or for the rest of your life.  In most modern annuities, this income can be matched to keep pace with inflation.  If you're concerned about outliving your retirement funds, annuitization can be a powerful safeguard.  


Types of Annuities